Our Story
Founded on the belief that everyone deserves access to fair, ethical financial services, Living Spring Microfinance has grown from a small community initiative into a trusted pillar of our local community.
Our Mission
To empower underserved communities in Calabar and Cross River State through ethical, sustainable financial solutions that foster independence, dignity, and prosperity. We believe that access to capital, combined with education and support, can transform lives and build stronger communities.
Our Vision
A world where financial inclusion is a reality for all—where every entrepreneur, regardless of background, has the resources and knowledge to build a sustainable future for themselves, their families, and their communities.
Est. 2008
Over 15 years of impact
From Humble Beginnings
Living Spring Microfinance began in 2008 as a small community lending circle in a rural village. Our founder, witnessing the transformative power of small loans on local entrepreneurs, envisioned a larger movement.
What started with just five borrowers and a commitment to ethical lending has grown into an organization dedicated to serving our immediate community in Calabar and Cross River State, Nigeria. Our core values remain unchanged: transparency, community-focus, and sustainable impact.
Today, we continue to innovate while staying true to our roots. Our green financing initiatives, digital literacy programs, and expanded services reflect our evolution, while our commitment to the communities we serve remains our guiding star.
Our Core Values
These principles guide every decision we make and every relationship we build.
Social Impact
Every action we take is measured by its positive effect on the communities we serve.
Environmental Stewardship
We prioritize sustainability in our operations and actively support green initiatives.
Transparency
Open, honest communication with our clients, partners, and stakeholders at all times.
Empowerment
We don't just provide resources—we build capacity and independence.
Financial Inclusion
Everyone deserves access to fair financial services, regardless of their background.
Integrity
Ethical practices and honest dealings form the foundation of all our work.
Join Our Mission
Whether as a borrower, investor, or partner, there are many ways to be part of the Living Spring community.